Are you thinking of applying for a loan or credit? It would be a good idea to make sure your credit score is high. Credit scores can make all the difference and make all the difference in your ability to get the loan you need at an attractive rate and on favourable terms. The good news is that a lousy credit rating isn't the end of the world, and you can revive your credit. Score in several ways. What is the reason for my bad credit score? People often don't realize their behaviour negatively impacts their scores, and many factors contribute to a low score. You already took the first step to improve it by reading this, so don't be alarmed. It can happen to anyone. A few examples are: A lack of financial management includes any negative or neglectful economic behaviour, such as: Late or non-payment of bills Repayment of loans not made · Contact details are not updated · ...